PEOPLE'S BANK AT A GLANCE

People's Bank and Trust Company of Pickett County was established in November 1978 and since that time has grown to over $95 million in total assets.  In April 1995 we relocated to our new main office facility on the square in Byrdstown.  In March 2006 our holding company, Upper Cumberland Bancshares, Inc., opened a sister bank in Albany, Kentucky. The directors, officers, and employees of People's Bank and Trust Company of Clinton County (pictured above) invite everyone to stop by 403 North Cross Street in Albany and see if we can be of service to you. As locally owned independent community banks, we are committed to providing the citizens of Pickett, Clinton, and surrounding counties with the best in courteous, professional financial services. 


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PEOPLES BANK AND TRUST COMPANY

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FDIC TRANSACTION ACCOUNT GUARANTEE PROGRAM

PEOPLE’S BANK AND TRUST COMPANY OF PICKETT COUNTY and PEOPLE’S BANK AND TRUST COMPANY OF CLINTON COUNTY is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts (and NOW accounts earning not more than .25%) are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

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